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Home Lifestyle

How People With Financial Hurdles Can Benefit From Rent To Own?

by The General Time
August 1, 2021
in Lifestyle
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buy homes in Perth

buy homes in Perth

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For people who aren’t able to buy their own house through conventional means, rent to own in Perth is the best option for them. Many people have been able to get their dream house with rent-to-own when they thought it was impossible. If you are struggling with the same issue, here’s how rent-to-own opportunity will help you:

The Rent Money Will Be an Investment

With a traditional renting arrangement, the money goes directly into the landlord’s pocket. There is no benefit for the renters in it if they want to buy the house. However, opting for rent to buy homes for sale can come with a lot of benefits. No doubt, the rent amount is a bit high, but that extra amount is credited towards the purchasing of the house. Therefore, you can consider it as an investment to buy a house.

No Need to Worry About Bad Credit

For people who aren’t able to qualify for a mortgage due to bad credit scores, rent-to-buy is a viable option. As the rent payment is an investment for the house, it can be considered similar to the mortgage payments. So, when it’s time to buy the house, the landlord can use the credit buyer has developed as a tenant to justify the purchase.

The Equity Will Grow Faster

The equity builds quicker in case of rent to buy homes in Perth, WA, as compared to the average mortgage. This is because appreciation happens earlier. During the renting, the tenants may pay for the improvements as they are living there. So, when it’s time to pay the final purchasing price, the house value may be much more than the actual price you are paying.

No Taxes!

Until the balance is paid or the homeownership is transferred, the landlord will be responsible for the property taxes. It allows the buyer to save money for the expenses needed to buy the house later.

No Down Payment!

The best thing with rent to own in WA is that the buyer doesn’t have to worry about the down payment, except for the option fee. Typically, in such contracts, some or all of the rent payment is credited towards the deposit payment for the buyer. They can then use this cumulative payment to get a mortgage to buy the house on the decided date.

The Purchasing Price Is Fixed

Before finalizing the rent-to-own agreement, the buyer and seller negotiate the final purchasing price. This price can neither be increased nor decreased later. So, if the value of the house is more than the final price, it is a great benefit for the buyer. On contrary, if the value of the house decreases than the purchasing price, the seller will benefit from it.

Rent to Own Perth – Don’t Let Financial Hurdles Come In The Way Of Your Dream House

If you are looking for similar opportunities in Perth, there are many companies like Stop Renting Perth that can guide you throughout the process. They ensure that both sellers and buyers get the most out of the agreement by avoiding scams.

Tags: buy homes in Perthrent to buy homes in Perthrent to ownWAYour Dream House
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